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Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security Number
  • Paystub(s), with year-to-date earnings reported, covering the most recent 30-day period
  • W-2 forms for the past 2 years
  • Personal tax returns (all pages including K-1 forms, if applicable) for the past 2 years
  • Bank statements for the most recent two months
  • Investment account statements for the most recent two months
  • Retirement account statements for the most recent two months
  • Credit card account information
  • Auto loan account information
  • Personal loan account information

If you currently own Real Estate:

  • Mortgage account information
  • Mortgage statement, if applicable, evidencing the payment includes property taxes and insurance
  • Current tax bill, if not escrowed
  • Current homeowner’s insurance documentation evidencing annual premium, if not escrowed

 

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